India · FY 2025-26
CTC to In-Hand Salary Calculator
Enter your CTC and see your monthly in-hand salary, tax breakdown, and new vs old regime comparison.
Salary Details
₹
₹3L₹1Cr
30%60%
▶Old Regime Deductions (optional)
Monthly In-Hand (Best Regime)
₹90,200
₹10,82,400 / year
Regime Comparison
New Regime
₹90,200
Tax: ₹0/mo
Better by ₹5,257/mo
Old Regime
₹84,943
Tax: ₹5,257/mo
Breakdown (Monthly)
Basic Salary₹40,000
HRA₹20,000
Special Allowance₹40,000
PF (Employee)₹4,800
PF (Employer)₹4,800
Professional Tax₹200
Income Tax (new)₹0
Monthly In-Hand₹90,200
* This calculator provides approximate estimates based on FY 2025-26 tax slabs. Actual values may vary based on your employer's salary structure, state-specific professional tax, and other factors. Consult a CA for precise tax planning.
ApplyReady Pro
Know Your Worth — Optimize Your Resume
Now that you know your in-hand salary, make sure your resume reflects your true market value. ApplyReady's AI optimizes your resume for ATS systems and helps you land higher-paying roles.
No credit card required · Free tier includes 3 resume validations/month